Moya Karto
Strategic partner to founders | Chief of Staff | Finance, Compliance and Internal Ops

Clarity in complexity. Calm in growth.
I bring clarity, structure and a steady hand to fast-moving teams. With experience across finance, ops and compliance, I turn complexity into clear processes that help leaders scale with confidence while staying aligned and in control.
What I do
I help founders and executive teams stay focused, aligned and in control.
My work sits at the centre of the business, covering finance, compliance and internal operations. I bring clarity where things feel messy, structure where it is missing and stability when things move fast. Whether stepping into a strategic role or offering hands-on support, I help businesses grow with confidence.
I have built and supported finance functions from the ground up. My work covers reconciliations, internal reporting, tax compliance and daily financial control. I have worked across group structures and international markets, making sure reporting stays accurate, compliant and clear. I enjoy untangling financial complexity and creating a steady rhythm leaders can rely on.
I bring structure to internal functions so the business can scale without losing grip. I work on the inside, across workflows, HR, administration and internal coordination, helping teams run smoothly and reducing pressure on leadership. I enjoy building clarity into the way people work together behind the scenes.
I help keep businesses aligned with internal and external requirements. This includes ISO standards, tax filings, documentation and quality systems. I am hands-on when needed and make sure daily processes are practical, traceable and set up for long-term stability.
What I've done
I have worked across finance, internal operations and compliance in founder-led companies, group structures and high-volume environments. My focus is always on making the business run smoother behind the scenes. I step in where there is complexity, build structure where it is missing and create clarity that supports confident decision-making. Whether leading a function or offering targeted support, I help teams move forward without losing control.
- Built and led the finance function across group entities, including reconciliations, internal reporting and tax compliance
- Managed VAT filings in multiple regions and worked with external tax advisors to ensure international compliance
- Set up internal control frameworks that improved data quality, reduced reporting errors and supported audit readiness
- Handled Payment Service Provider (PSP) integrations across high-volume platforms, improving accuracy and reconciliation speed
- Introduced monthly and quarterly reporting rhythms that gave leadership clear financial visibility and reduced manual pressure
- Tracked cashflow and coordinated outgoing payments to ensure clarity over financial obligations across group entities
- Structured internal workflows and handovers across departments to improve clarity and reduce daily friction
- Supported HR, customer service and administration by building internal processes and defining team responsibilities
- Helped functional leads take ownership by clarifying roles, setting up systems and offering ongoing guidance
- Stepped into operational gaps during leadership transitions, keeping things moving behind the scenes
- Created continuity frameworks during team changes so leadership could stay focused without disruption
- Aligned operations across multiple entities with different needs, helping the business scale while staying consistent
- Managed compliance activities across multiple entities, including ISO documentation, permit coordination and audit preparation
- Supported tax compliance processes, including international VAT filings, reconciliations and documentation for external advisors
- Supported quality management systems in regulated environments, ensuring documentation was accurate and up to date
- Coordinated internal audits and aligned operational practices with ISO standards and industry regulations
- Created and maintained internal documentation to support legal, HR and operational continuity
- Worked closely with leadership to ensure compliance did not slow down growth or daily operations
- Helped new entities meet regulatory requirements from day one by building documentation frameworks and internal processes

Why work with me
I care about progress. I am energised by helping people and businesses grow, whether that means solving a challenge, building something from scratch or creating the momentum to move forward.I work best in environments where trust is high, goals are clear and things are evolving. I bring strong thinking, follow-through and a steady presence when teams are scaling or navigating change.I have built functions from the ground up, supported founders through transition and helped teams stay on track through complexity. I take ownership, get things done and bring energy to the work.People describe me as sharp, reliable and quietly powerful. I am often seen as a core pillar in the business, someone who can hold a lot and make good decisions when it matters.
What working with me is like
“What I appreciated most is how steady and thoughtful Moya is. You feel safe handing her the big stuff.”
– Director
"I had the pleasure of working with Moya during a critical growth phase of our company. She brought clarity, structure, and calm to a fast-paced, complex environment, leading our finance operations with both strategic insight and hands-on precision.
From reconciliations to process improvements, Moya built a solid foundation that enabled us to scale with confidence. Her practical, adaptable systems supported clear decision-making and long-term stability. She’s one of those people who makes things feel lighter, even when the pressure is high. I'd recommend her without hesitation and I would work with her again in a heartbeat."
- Director Scirtari Capital B.V.
“Moya brings clarity in the middle of chaos. She knows exactly what needs to be done and does it without fuss.”
– Former CEO, tech scale-up

Want to connect?
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